BV Financial Valuation

BVFL Stock  USD 19.80  0.09  0.46%   
At this time, the firm appears to be undervalued. BV Financial Common owns a latest Real Value of $22.5 per share. The recent price of the firm is $19.8. Our model approximates the value of BV Financial Common from evaluating the firm fundamentals such as Shares Outstanding of 9.54 M, return on asset of 0.0118, and Shares Owned By Insiders of 21.39 % as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BV Financial's valuation include:
Price Book
0.9575
Enterprise Value
124.4 M
Price Sales
4.1926
Trailing PE
16
Enterprise Value Revenue
5.321
Undervalued
Today
19.80
Please note that BV Financial's price fluctuation is very steady at this time. Calculation of the real value of BV Financial Common is based on 3 months time horizon. Increasing BV Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the BVFL stock is determined by what a typical buyer is willing to pay for full or partial control of BV Financial Common. Since BV Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BVFL Stock. However, BV Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  19.8 Real  22.5 Hype  19.82
The intrinsic value of BV Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence BV Financial's stock price.
22.50
Real Value
24.13
Upside
Estimating the potential upside or downside of BV Financial Common helps investors to forecast how BVFL stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BV Financial more accurately as focusing exclusively on BV Financial's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
18.1919.8221.45
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use BV Financial's intrinsic value based on its ongoing forecasts of BV Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against BV Financial's closest peers.

BV Financial Cash

5.34 Million

BVFL Revenue by Product

About BV Financial Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of BV Financial Common. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of BV Financial Common based exclusively on its fundamental and basic technical indicators. By analyzing BV Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of BV Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of BV Financial. We calculate exposure to BV Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BV Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit40.2 M42.2 M
Pretax Profit Margin 0.36  0.38 
Operating Profit Margin 0.32  0.34 
Net Profit Margin 0.26  0.27 
Gross Profit Margin 0.77  0.56 

BV Financial Quarterly Retained Earnings

122.99 Million

BV Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as BV Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding8.6 M
Quarterly Earnings Growth Y O Y0.171

BV Financial Current Valuation Indicators

BV Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BV Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BV Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BV Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BV Financial's worth.
When determining whether BV Financial Common is a strong investment it is important to analyze BV Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BV Financial's future performance. For an informed investment choice regarding BVFL Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BV Financial Common. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BV Financial. Projected growth potential of BVFL fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BV Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.171
Earnings Share
1.06
Revenue Per Share
3.926
Quarterly Revenue Growth
0.031
Return On Assets
0.0118
Investors evaluate BV Financial Common using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating BV Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause BV Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between BV Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BV Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, BV Financial's market price signifies the transaction level at which participants voluntarily complete trades.